Autoklinikka Merkkihuolto maintenance service – Payment methods

Unfortunately, we do not accept cash payments. Private customers cannot pay by invoice, but you can apply for interest-free and fee-free payment time for your service invoice through our service account.

We accept the following payment methods:

• Apple Pay
• Google Pay
• Mastercard Debit and Mastercard Credit
• Visa Debit and Visa Credit

With a maintenance account, you get flexible payment time. Please inform your service advisor in advance if you wish to use the maintenance account. The maintenance account option is available at Autoklinikka Merkkihuolto in Helsinki in Alppila, Pitäjänmäki, and Konala.

A credit application is required for a maintenance account. An approved credit decision is also required for a payment plan. The lender is Resurs Bank AB, Finland branch, which manages invoicing on our behalf and makes the appropriate credit decision.

When you use the Autoklinikka maintenance account, you will receive an invoice that is due at the end of the following month. If you pay the full amount by the due date, you receive 30–60 days of interest-free and cost-free payment time. After receiving the invoice, you can choose the payment option that suits you best. Several options are available.

Fill in the credit application: Autoklinikka Huoltotili maintenance account credit application

Maintenance account expenses

The reference rate refers to the rate defined in section 12 of the Finnish Interest Act, announced semi-annually by the Bank of Finland. Any changes to the reference rate will also affect the customer’s total interest rate accordingly. However, the total interest rate may not exceed 20%. The current total interest rate is indicated on the invoice. Interest refers to the annual interest rate and is charged only on the outstanding amount of credit.

Examples of repayment amounts

Monthly amounts include any applicable credit costs and interest. You can switch between payment options and repay the credit in accordance with a schedule that suits you. The minimum monthly instalment to be paid is the minimum amount indicated on the invoice.

xample: cost calculation if you choose to pay your invoice in instalments.

For a €1,000 purchase, the total amount payable would be €1,061.40

The example is calculated for a 12-month payment option. Credit cost: 0.28% per month of the agreed credit limit, but no more than €12.50 per month, charged via monthly invoice. Account financing is revolving credit with a minimum credit limit of €2,000. Other uses of the credit may result in a higher or lower effective annual interest rate. Lender: Resurs Bank AB, Finland branch.

A credit application is required for a maintenance account

Fill in the credit application at: Autoklinikka Huoltotili maintenance account credit application or send a text message with the word AUTOKLINIKKA to 18311. You will receive a link on your phone to verify your identity and fill in the credit application

You will get a credit decision straight away. An approved credit decision is also required for a payment plan. Once your credit application is approved, the credit is available for immediate use.

Opening a maintenance account is free of charge, and the account has no annual fee. The maintenance account enables you to apply for credit up to €6,000, which can also be used for upcoming purchases. Once you receive an invoice, you can either pay the full amount by the due date or choose to pay in instalments with a payment schedule that suits you.

The lender is Resurs Bank AB, Finland branch, which manages invoicing on our behalf and makes the appropriate credit decision. Payment by invoice or in instalments requires a Finnish personal identity code and a permanent, official home address in Finland. The credit applicant verifies their identity using their online banking credentials.

Additional information and enquiries

Resurs Bank handles enquiries related to applications, invoices, instalments and other financing matters.
tel. 09 622 4308
email: asiakaspalvelu@resurs.fi
https://www.resursbank.fi/

We offer our corporate customers the option of opening an account. You can apply for a corporate account by contacting our customer service.

Benefits of a corporate account

• Faster service
• Electronic invoicing via e-invoices
• Possibility for consolidated invoicing
• 14-day payment term on invoices