A courtesy car at a low cost for the duration of collision or windscreen repair

If your insurance covers a courtesy car, you can use the car free of charge. If your insurance doesn’t include a courtesy car, you can rent one affordably through our partner agencies. View the price list (in Finnish).

Yes. The price of a courtesy car is affected by factors such as the size and location of the car. Courtesy car rates typically start from €55 per day. Before renting a courtesy car, you should check with your insurance company to see what expenses it will cover. We can also check this for you when you contact us or bring your car in for a damage inspection. Our courtesy car price list (in Finnish).

Your insurance company will cover the full cost of a courtesy car if your policy includes courtesy car cover (collision damage). If your insurance doesn’t include courtesy car cover and you’ll be paying for the rental yourself, our partner agencies can provide a quote upon request. Our courtesy car price list (in Finnish).

You’ll receive a courtesy car covered by the other party’s insurance company once you submit a usage assessment to them. The assessment shows that you need a car for work or for your daily mobility.

The other party’s insurance company covers 94% of the courtesy car costs, and you’ll pay the remaining 6% yourself. The percentages are set out in the Motor Liability Insurance Act. The 6% share amounts to just a few euros per day, and is based on the assumption that your own car incurs no wear and tear during the courtesy car period.

If you drive a company car, file a damage report with your employer’s insurance company. If you are not at fault in the accident and your car is under a finance lease, the other party’s insurance company will cover 94% of the courtesy car rental costs. If the car is under a maintenance lease, the other party’s insurance company will cover 100% of the courtesy car costs.